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                                                                ever had. Not only was it a grind, it seemed that no one was
            The very point of sale                              listening to merchants. Her call to adventure was born out
                                                                of her need to make a difference.

                                                                Initiation
                                                                Calling the departure "just the beginning," Campbell
                                                                described an arduous initiation process, filled with dangers,
                                                                conquests and moments of illumination. Dragons have to
                                                                be slain and barriers crossed. Throughout the process, the
                                                                hero perseveres and celebrates small victories.

                                                                Along the way, the hero will face a series of tests and
                                                                hardships. Mentors occasionally appear, providing advice,
                                                                amulets and supernatural powers. "This is a favorite phase
        The MLS hero's journey                                  of the myth adventure," Campbell wrote. "It has produced a
                                                                world literature of miraculous tests and ordeals."
        By Dale S. Laszig                                       Madhani  took  a  leap  of  faith  and  founded  Fattmerchant
                                                                in 2014. Together with her team, she set out to build
                   omer described Ulysses' hero journey in  The   a  "frictionless,  fun,  affordable  transaction  technology
                   Odyssey; Sylvester Stallone chose screenplays   company."  Their  initiation  involved trial and  error,  deep
                   to depict Rocky's. These stories resonate    learning and little wins that encouraged them to stay the
        H with merchant level salespeople (MLSs) who            course.
        embark on their own heroes' journeys every day. Joseph
        Campbell's The Hero with a Thousand Faces celebrates heroes   Return
        in myth, folklore and religion. Published in 1949, the book
        has been reissued in multiple languages and editions and   In the final phase, the adventurer returns with a hard-won
        is still considered a leading reference.                prize. That's when the real selling begins. Campbell warned
                                                                that homecomings may present the greatest challenges of
        Campbell, a world-renowned author, speaker and thought   all. "As dreams that were momentous by night may seem
        leader, believed that heroes are deeply embedded in our   simply silly in the light of day, so the poet and the prophet
        collective consciousness. Stories handed down from      can discover themselves playing the idiot before a jury of
        generation to generation reflect spiritual principles, he   sober eyes," he wrote.
        noted. They are as native to us as our hair and skin.
                                                                In these situations, helpers and mentors may once again
        While hero stories vary, three phases – departure, initiation   come to the hero's aid, armed with support, resources and
        and return – are present in every tale. Campbell depicts   tools to help them build a case. Campbell suggested these
        a dreamlike landscape populated by helpers, adversaries   helpers may show up in our dreams. The subconscious
        and people who laugh at the hero and say give up, walk   realms are filled with symbolic figures, secret helpers and
        away, take it behind the barn and shoot it. Sound familiar?  instructive teachers, he wrote, "and in their forms we may
                                                                see reflected not only the whole picture of our present case,
        Departure                                               but also the clue to what we must do to be saved."

        Every hero receives a call to adventure, Campbell noted.   Heroes who challenge the status quo must be prepared
        The  call  doesn't  have  to  be  loud;  sometimes  it's  only  a   to defend their visions. Madhani recalled that her former
        whisper. And as Noah and Moses demonstrate, it may take   bosses "laughed in my face" at the concept of subscription-
        more than one call to wake up a hero. Let's face it, it's not   based payment processing. But she prevailed, and with
        easy to leave a warm bed or safe cubicle or resume a daily   the right helpers, made merchants services transparent,
        round of "smilin' and dialin'" through serial rejection.   fair and fun. Their service model disrupted payments and
                                                                empowered merchants, she stated.
        The journey begins when the hero can no longer ignore
        the situation and "dares to heed the call," Campbell stated.   Foster innovation
        The popular saying that it's easier to ask for forgiveness
        than approval holds true. Modern heroes must go it alone,   Meenaz Sunderji, senior vice president, partner growth and
        without waiting for community support or understanding.   sales at Zafin, would like to see more heroes in financial
                                                                services, an industry he describes as ripe for disruption.
        Suneera Madhani, CEO at Fattmerchant, told  The Green   Financial institutions focus on getting commercial
        Sheet that being an MLS in 2012 was the hardest job she   customers while remaining silo'd and separating banking



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