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Letter from the editors



                     hile we've been preparing this issue for        What are you
                     you, extreme volatility has returned to
                     the stock market. We cannot know what
        W this might portend for our economy in                        waiting for?
        the  coming  months.  However,  one  thing  is  certain:
        there is good reason why members of The Green Sheet
        Advisory Board are leaders in our industry, many
        heading some of today's most successful payments
        enterprises. In a series of questions, we asked these
        experts to share perspectives and advice on the econ-     Let me help you increase your
        omy – how to take advantage of its current strength
        and how to prepare for inevitable fluctuations ahead.              bottom line today!

        The answers they shared convey a strong combination
        of knowledge and common sense. We've included
        a segment of their responses in this magazine's lead       We make it easy for you to reach your
        article. The remaining answers will be included in a       target audience with a personalized
        following issue. We think you'll be reassured that the
        individuals featured herein are among our industry's       custom advertising campaigns to meet
        major influencers.                                         your companies individual needs today.

        There's also plenty of wisdom to be found elsewhere       •   Spotlight Innovators’   •  Resource Guides
        on these pages. Experts have written about the role
        payments companies play in national security; how           Web Pages                 (multiple options
        to navigate reputational risk issues; why it pays to go   •  Custom Videos            available)
        out of your way to be proactive while pursuing and
        maintaining merchant accounts; rules for shifting           (multiple level         •  Print advertising
        credit card fees to consumers; the need to learn how        options available)        (multiple options
        to position yourself to stay top of mind for your         •  Targeted Email           available)
        merchants; the importance of mastering your verticals
        during a time of innovation and disruption; and the         Campaigns               •  Online advertising
        rationale for creating a data-driven culture in your
        company.

        We cover news from all corners of payments. For
        example, in News Briefs, you'll find coverage of Visa's
        support for dynamic currency conversion at ATMs; a
        new effort to sideline passwords; Verizon's detection
        of pervasive security flaws; a continued push for
        cash discounting; progress with real-time payments;
        support for the ETA's self-regulation program; and
        the sunset of Google Plus for consumers due to a
        security flaw. You'll also find our customary updates
        on individual and company achievements, industry
        research, new partnerships and acquisitions, and
        executive appointments. And no issue would be
        complete without our product and company profiles.
                                                                                  Danielle Thorpe
        We always welcome constructive feedback. What do
        you  like about  this publication?  What  topics  would                      AVP Media Partnerships
        you like us to investigate? Tell us at  greensheet@
        greensheet.com. And don't forget to send your press                Call me for details
        releases to press@greensheet.com. We'll share your news
        under News From the Wire on our home page, as well                 707.284.1686
        as consider it for inclusion in Industry Update.
                                                                     DANIELLE@GREENSHEET.COM



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