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InsideGS









        Cover Story                                            Views
          From acquiring to facilitating:                        The true value of mentors ...........................................................23
          How payfacs are changing the                             By Mike Ackerman, DigiPay Solutions Inc.
          acquiring market – Part 2 ...............................................................1  We all meet individuals who seem to come along at just the right
           By Dale Laszig and Patti Murphy                       time and influence us in essential ways. Having a mentor is an expe-
          This second article in a two-part series continues to explore the im-  rience that can bring benefits for a lifetime.
          pact of payfacs on payments and discusses how acquirers and MLSs
          can collaborate with payfacs to compete today.       Company Profile
        News Briefs                                              Payroc LLC:
                                                                 From ISO to full-fledged acquirer ............................................24
          Call centers face inside, outside threats ...............................10  Education
          Holiday spending projections
          bode well for retailers ...................................................................10  Street Smarts SM
                                                                 What gets you pumped? ..............................................................36
          EMV 3-D Secure protocol gets update...................................10
                                                                   By Steven Feldshuh, Merchants' Choice Payment Solutions East
          New York bill aims to 'shield' consumer data .....................10  Adrenaline works in mysterious ways. It can give you great energy
          Visa to digitalize mass transit ....................................................10  and better abilities. It's what pushes actors, musicians, lecturers or
                                                                 athletes to be their best.
          PCI DSS 3.2 strengthens, KRACK attacks ..............................10
                                                                 Legal ease:
          EMVCo guidelines reflect                               ISO risk from third-party providers ........................................38
          global omnichannel trends ........................................................10
                                                                   By Adam Atlas, Attorney at Law
          Protect corporate sites before                         Merchants require ever-better systems to stay competitive in today's
          the holidays, experts warn ..........................................................10  business climate; some are provided by third parties. What ISO risks
          Deloitte honors fastest growing tech companies ............10  are associated with such suppliers and their products?
                                                               New Product
          Industry Update ...............................................................................12
        Views                                                    Tailored solutions for the payfac community ....................42
                                                               Inspiration
          The very point of sale:
          A most unconventional convention .......................................20  Make your merchants' goals your own .................................43
           By Dale S. Laszig, DSL Direct LLC                   Departments
          Produced by volunteers, the payments industry's popular trade-  Letter From the Editors ....................................................................5
          shows are organized similarly and provide tremendous benefits.
          There's always room, though, for innovators with new approaches.  Spotlight Innovators ......................................................................30
                                                                 Resource Guide .................................................................................44
                                                                 Advertiser Index ...............................................................................54


























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