Wednesday, September 24, 2025
Settlement proposed covering Discover lawsuits
A settlement has been proposed in three related lawsuits involving Discover, Discover card-accepting merchants and those involved in the processing of certain Discover transactions. The lawsuits, pending in U.S. District Court, Northern District of Illinois, allege that Discover misclassified some consumer credit cards as commercial cards, causing merchants, acquirers and processors to incur excessive interchange fees.
"Discover denies the claims in the lawsuits, and the court has not decided who is right or wrong," the court stated in a press release. "Instead, the proposed settlement, if approved, will resolve the lawsuits and provide benefits to settlement class members."
The settlement class includes merchants, acquirers and other parties involved in the acceptance and processing of misclassified transactions from Jan. 1, 2007 through Dec. 31, 2023. The court said it began sending notices, via mail and email, to known members of the class on Sept. 11, 2025.
A special web page has been set up for updates or additional details, including frequently asked questions, details on rights and options, and electronic claims filing information. Access it at www.discovermerchantsettlement.com/.
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