New U.S. Payments Forum resources aim to strengthen mobile, contactless security

As mobile commerce continues to surge, projected to reach $4.01 trillion and represent 59 percent of total retail ecommerce sales by 2025, industry leaders are placing heightened focus on digital payment security. In response, the U.S. Payments Forum released two new resources aimed at bolstering defenses against fraud and improving the resilience of mobile and contactless payments.

The new white paper, Leading Practices for Securing Mobile and Contactless Payments, provides actionable guidance on key technologies including tokenization, biometrics and secure card provisioning. It also delves into fraud management strategies and account takeover prevention, outlining the technologies used to identify and block malicious activity.

“Security is the foundation upon which trust in and adoption of digital payments rest,” said Christina Hulka, executive director of the Secure Technology Alliance. “These new resources go beyond high-level guidance—they provide actionable insights and operational best practices to help the industry stay ahead of evolving threats.”

Primers on emerging topics, too

The forum also launched the EMV® 3-D Secure Resource Briefs, a continuing series of concise primers on emerging topics in digital fraud prevention. The series highlights the benefits and use cases for EMV 3DS—a globally recognized authentication protocol designed to reduce fraud in card-not-present transactions—as well as common adoption challenges.

The resources were developed by the forum’s Mobile and Touchless Payments Working Committee and Payments Fraud Working Committee, respectively. The materials are freely available and are part of a broader effort to promote collaboration and knowledge sharing across the payments ecosystem.

The U.S. Payments Forum, operating under the Secure Technology Alliance, is a unique, cross-industry body that includes issuers, merchants, processors, acquirers, networks, government agencies and solution providers. Its mission is to facilitate the implementation of secure payment technologies through education, guidance and consensus-driven best practices.

Beyond the two new resources, the forum has an extensive library of reports, toolkits and guides covering topics such as contactless EMV deployment, payment card industry (PCI) compliance, and the transition to new payment technologies like mobile wallets and QR codes. These materials are designed to support stakeholders in making informed, strategic decisions.

The Secure Technology Alliance further supports innovation in digital security through its affiliated groups, including the Identity and Access Forum, which focuses on secure identity solutions.

Organizations interested in participating in upcoming projects or accessing the full range of resources can learn more at www.securetechalliance.org.

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