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Table of Contents

Lead Story

Payments technology twists, turns, surprises


Industry Update

Fed puts payments in crosshairs

SEAA's welcome return to New Orleans

It's curtains for AmEx key fobs

Visa IPO largest in U.S. history

Interchange fuels ACH interest


GS Advisory Board:
Payments experts weigh in on Visa's IPO - Part II

Advanced functions and the future

Tracy Kitten


Tick tock: Time to comply with PCI

Biff Matthews
CardWare International


Street SmartsSM:
A passion to share

Jason Felts
Advanced Merchant Services

SAQ sun sets on smaller merchants

Michael Petitti

Make a plan to avoid failure

Jeff Fortney
Clearant LLC

Pinpointing compliance issues

David Mertz
Compliance Security Partners LLC

The pinch of PIN debit

Ken Musante
Humboldt Merchant Services

Search for talent made easier

Curt Hensley
CSH Consulting Inc.

Company Profile

Greystone Business Resources Corp.

New Products

Online friend in fraud fight

Company: Compliance Coach Inc.

Customer care for the little guys

InfoStreet Inc.


Destination: Sanity





Resource Guide


A Bigger Thing

The Green Sheet Online Edition

April 14, 2008  •  Issue 08:04:01

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Interchange revisited

I was recently going through some of the archived Green Sheet reports and came upon one that I found very interesting. It was titled "Interchange Untangled" and originally appeared in the June 9, 2003, issue. It gave a breakdown of all the different interchange categories for both Visa and MasterCard and explained each one of them.

I am doing some research on this topic and found this very helpful. However, I was wondering if you have put together any more recent versions of this article that would contain updated information. I would be very interested in learning more about this. I noticed that someone named Julie originally put together this article, but it doesn't look like she is still on your staff, based on your Web site.

Thanks for all your information, and I appreciate your help in this matter.

Erik Himan, Senior Consultant


We appreciate your turning to The Green Sheet for information on bankcard processing, specifically interchange fees established by MasterCard Worldwide and Visa Inc. We have not updated "Interchange Untangled" since publishing it in a nine-part series that appeared in the following issues of The Green Sheet:

June 9, 2003, issue 03:06:01
Oct. 27, 2003, issue 03:10:02
Nov. 10, 2003, issue 03:11:01
Nov. 24, 2003, issue 03:11:02
Dec. 8, 2003, issue 03:12:01
Jan. 12, 2004, issue 04:01:01
Jan. 26, 2004, issue 04:01:02
Feb. 9, 2004, issue 04:02:01

However, we did devote our quarterly magazine, GSQ, Vol. 9, No. 1, to the topic. It was published in March 2006 and is entitled "The interchange road map." A PDF of the magazine is available online.

We also cover the topic frequently in features, opinion pieces and educational articles in The Green Sheet. If you go to our home page at and enter "interchange" in our FastFinder search engine located just under our logo, you will find numerous articles that touch upon interchange in various ways. A few that might address your specific needs are:

That said, updating "Interchange Untangled" is an excellent idea; we will keep it under consideration. Also, you are correct; we currently have no one on staff named Julie and regret that some e-mail addresses linked to our articles are out of date. Thank you for bringing this to our attention.


Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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