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Table of Contents

Lead Story

CNP fraud: Evolving strategies for an evolving market

Patti Murphy


Industry Update

Farewell to Kenneth T. Elderts, respected leader and friend

Chip and PIN debate roils retail, payments sectors

EMV advances beyond compliance

Office Depot sues Delaware for audit overreach


GS Advisory Board:
The state of mobile today - Part 3

Banks ripe for disruption

Jeff Thorness


What's in your payment mix?

Dale S. Laszig
DSL Direct LLC

Wake up and certify more EMV terminals

Steven Feldshuh

Bankers' issues are our issues

Brandes Elitch
CrossCheck Inc.


Street SmartsSM:
Bid farewell to traditional job security

John Tucker
1st Capital Loans LLC

The good, the bad, and the payday loan

Brett Husak
National Bank Services

Going beyond data breach reporting in the United States

Fran Sachs and Lorie Schrameck
CSR Professional Services Inc.

Company Profile

TransPay Processing

New Products

Real-time ID scans to limit fraud, boost conversions

Jumio Corp.

Free, cloud-based tablet POS

Zero POS


Embrace pauses during presentations


Letter from the editors

Readers Speak

Resource Guide


A Bigger Thing

The Green Sheet Online Edition

August 22, 2016  •  Issue 16:08:02

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New Products

Free, cloud-based tablet POS

Product: Zero POS

Concord, Calif.-based retailcloud, a POS software company, created Zero POS, a free, cloud-based solution that works on Android devices. The processor-agnostic software platform includes features commonly used to run a store. Its zero price point is meant to build trust and long-term relationships. Participating merchants can opt in to an array of value-added services to meet evolving needs as they grow their businesses. "Our cost of acquisition is low, so we can offer Zero POS," said Kevin Colaco, founder and Innovation Mentor at retailcloud. "We monetize by offering advanced analytics and other optional enhancements; when merchants adopt these premium solutions we share the revenue with our ISO partners."


Zero POS is flexible and scalable, designed to meet a merchant's needs throughout the lifecycle of a business, Colaco stated. Merchants can use their own hardware or choose from a selection of hardware bundles. The company prides itself on providing unprecedented service while building innovative products and enhancements.

Brandable, scalable platform

The Zero POS core offering provides an array of services and continuous updates. ISOs and acquirers can customize the platform to create an extension of their identities and brands. The company noted that the following services are included, free of charge in the Android-based software:

Optional add-ons

Business owners can upgrade to a range of value-added services. Following are popular modules the company listed:

Retailers have noted the value-added, environmentally friendly aspects of Zero POS. "Zero POS has reduced our need for paper and ink, which has lessened our impact on the environment," said Sean Ryan, Vice President of Merchandise at AEG, a global sports and entertainment company. "We're always looking for ways to market to people and expand our footprint outside of a venue. Zero POS helps us create great kernels of data and expand our marketplace."

Website: Contact:

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | Simpay | USAePay | Impact Paysystems | Board Studios