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Table of Contents

Lead Story

2008: Keeping it sticky


Industry Update

Mega-mergers' impact on payments

Mega-mergers' impact on payments

E-commerce fraud hits $4 billion

Outsmarting data thieves

ACH evolving and prospering DIVAs honored

2009 Calendar of events



Casey Leloux

The prepaid, m-payments intersection

The archetype in the mirror


What history teaches about change

Patti Murphy
The Takoma Group

The case for collecting fees

Ken Musante
Humboldt Merchant Services


Street SmartsSM:
Dreams fulfilled: Six easy steps

Jason Felts
Advanced Merchant Services

The promise of September 2009

Lane Gordon

Capturing verticals

Nancy Drexler
SignaPay Ltd.

The skinny on thin client

Dale S. Laszig
DSL Direct LLC

The law of fine print

Adam Atlas
Attorney at Law

Ease the pain

Daniel Wadleigh
Marketing Consultant

Company Profile

Affirmative Technologies Inc.

New Products

Payments in your pocket

MicroSecure Card Reader
ProPay Inc.

Multifactor ID for RDC

Excella MDX
MagTek Inc.


Take action, banish fear





Resource Guide


A Bigger Thing

The Green Sheet Online Edition

December 22, 2008  •  Issue 08:12:02

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Street SmartsSM

Dreams fulfilled: Six easy steps

By Jason Felts

As we say farewell to 2008 and welcome 2009, it's time to shine. What an ideal juncture for reflecting, planning and determining what our dreams really are and how we will achieve them. How many of you have already established your resolutions (goals) for 2009? If you take this process to heart, it can transform every aspect of your life.

I've been a dedicated goal writer since I was 18, and herein I will share some notes and ideas about the process from my personal journal.

Insufficient education

Studies suggest less than 4 percent of people in the United States set written goals. The same studies show that many of that 4 percent are among the wealthiest people in the nation. Why are these numbers so low? There are several reasons, but the one that concerns me most is lack of know-how.

When I ask people why they don't set goals, they often say they don't know how or they've just never done it before. Indeed, most people spend more time making grocery lists than planning for their most cherished dreams. Isn't that unbelievable?

We send our children to school for a dozen or so years before they graduate from high school. Many of them go on to trade schools, colleges and universities. We teach them many important disciplines, including math, history, economics, literature, science and so forth, but we miss one critically important skill: goal setting.

We award them degrees, pat them on their backs and send them into the world. They may be full of knowledge, but they are almost always ill-prepared to design and pursue the lives they really want.

Many children cannot get this training at home because their parents have not been disciplined to write goals themselves. Therefore, approximately 96 percent of our population simply go through life having never understood or practiced the art of setting and obtaining goals and dreams.

Question: How can you achieve that which you cannot see? How can you strive toward a mark that's not even defined? Whether you're already a goal setter, you used to set goals and quit, or you've never set goals, the following six steps will help you build a better life. So let's welcome 2009 with clarity of purpose and plan to achieve our goals.

Spotlight Innovators:

North American Bancard | USAePay | Impact Paysystems | Board Studios