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Table of Contents

Lead Story

Payments by the numbers: 2017

Ann Train

News

Industry Update

News Briefs

Features

Driving the future of payments – 10 mega trends

Mike Abbott, Robert Flynn, Marc Abbey and John Grund
First Annapolis Consulting

Views

The race to a zero-click economy

Dale S. Laszig
DSL Direct LLC

Insights from the 2017 Jack Henry Annual Conference

Brandes Elitch
CrossCheck Inc.

Education

Street SmartsSM:
What if you had $1 million to invest in a payments business?

Steven Feldshuh
Merchants' Choice Payment Solutions East

New year, new chargebacks

Don Bush
Kount Inc.

Company Profile

Secure Cryptopayments

New Products

Secure, brandable, global prepaid platform

SPAN Platform
Tern Commerce

Inspiration

Disarm objections with a preemptive strategy

Departments

Letter from the editors

Readers Speak

Resource Guide

Datebook

A Bigger Thing

The Green Sheet Online Edition

December 25, 2017  •  Issue 17:12:02

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News Briefs

Editor's Note: Following are excerpts from news stories recently posted under Breaking Industry News on our home page. For links to these and other full news stories, please visit www.greensheet.com/breakingnews.php?flag=previous_breaking_news.

Amazon, Apple remove friction from digital cash

The race is on to transition unbanked and underbanked consumers from cash to mobile and digital payment methods, with Amazon.com Inc. and Apple Inc. in the lead. The retail giants launched service offerings in 2017 designed to bring personalized shopping experiences to consumers who prefer to pay with cash.

EMV sales top mobile on Black Friday 2017

EMV may have reached a tipping point in the United States, according to the 2017 Holiday Payments Index published by Cayan LLC. The report found EMV transactions accounted for 73 percent of Black Friday in-store payments, compared with 18 percent magnetic-stripe cards.

TIO Networks still down, investigation of breach continues

The operations of TIO Networks remain suspended to protect customer data during an ongoing investigation of TIO platform vulnerabilities, according to PayPal Holdings Inc., which acquired TIO in July. The suspension began Nov. 10, after PayPal discovered security vulnerabilities on the TIO platform.

Ecommerce embraces brick-and-mortar for customer engagement

Retail analysts noted a trend toward ecommerce merchants opening physical stores. Recent store openings by Warby Parker, Everlane and Amazon.com Inc. are indicative of consumers' need to touch and feel products before they buy, analysts believe.

Discover moves to enhance convenience, security

Discover Financial Services revealed it will no longer require signatures at the POS as of April 2018. This is for credit and debit transactions on the Discover Global Network in the United States, Canada, Mexico and the Caribbean.

Holiday shoppers favor multichannel retailers

Reports suggest merchants with an online and brick-and-mortar presence attract more customers during the holiday shopping season. Analysts have seen a pre-shopping trend among consumers who research products online, then touch and buy in stores.

Breaches affect nearly 1 in 3 businesses, survey finds

The Hartford Steam Boiler Inspection and Insurance Co. reported that almost one-third of U.S. business owners experienced a data breach in the last 12 months. The survey cited third-party contractors, employee negligence, and lost or stolen mobile devices as leading causes of the criminal exploits.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | USAePay | Super G Capital LLC | Humboldt Merchant Services | Impact Paysystems | Electronic Merchant Systems