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Table of Contents

Lead Story

Transformation: Checks in the 21st century

Patti Murphy
The Takoma Group


Industry Update

Heartland files suit, claims processing scheme

Count down to ETA registration

Pay By Touch sued by employees

Global Discover-y

Black, cyber and green, shoppers appear keen

Alternative payments shake-up


Craig Thomson

Mobile tech and the ATM

Travis K. Kircher

Industry Leader

J. David Siembieda –
Man on the move


Counting our blessings

Paul Rasori

Small merchants mean big future

Jeff Fortney
Clearant LLC


Street SmartsSM:
Sale away, team

Dee Karawadra
Impact PaySystem

Office shopping done for you

Joel and Rachael Rydbeck
Nubrek Inc.

Make the most of your sales meeting

Maxwell Sinovoi
United Bank Card Inc.

Why use an executive recruiter?

Curt Hensley
CSH Consulting Inc.

B2B: Pedal to the floor

Aaron Bills
3Delta Systems Inc.

Company Profile

World Gift Card

New Products

High-tech data security in your wallet

Product: Emue Card
Company: Innovative Card Technologies and Emue Tec

Fast, photogenic PCI-compliant card reader

Product: Optimum L4150
Company: Hypercom Corp.


Open letter

E-mail for efficiency, phone for nuance

Get into the giving spirit





Resource Guide


A Bigger Thing

The Green Sheet Online Edition

December 10, 2007  •  Issue 07:12:01

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New Products

High-tech data security in your wallet

Product: Product: Emue Card

The Emue card looks like something out of a James Bond flick. On the front it looks like a standard credit card, but the back has a keypad that allows 007 entrance into Blofeld's secret lair.

Actually, that's not far from the truth. Although the Emue card is not specifically designed for secret agents, it is for the average consumer worried about having personal financial data stolen.

Emue stands for end-to-end mutual authentication. It features a reciprocal authentication process that ensures both parties involved in an electronic transaction are who they say they are, whether the transaction takes place on the Internet or over the phone.

For example, you can authorize an online banking transaction by entering your PIN along with a reference code into the card to generate a unique digital signature to authenticate the transaction during processing. This eliminates the need to enter a PIN into a Web browser.

The Emue card is wafer-thin and works like a standard, fully functional payment card. The back is equipped with a 12-button keypad, eight-digit embedded alphanumeric display and microprocessor with a long battery life.

Together, these features run like a high-tech security device, protecting the consumer's secret PIN number and password, as well as the merchant's reputation for securing customers' financial information.

After evaluating the ways PIN numbers and identities are stolen, developers engineered the Emue card to thwart phishing and man-in-the-middle attacks.

Researchers concluded that, in most cases of online identity theft, thieves assume the merchant's identity first in order to facilitate the heist of consumers' identities.

The Emue card, therefore, substantiates the identity of the merchant and consumer.

But the Emue can also be beneficial for payment card transactions at brick-and-mortar POSs and at ATMs. Instead of punching in a PIN number at your local gift shop's card reader or ATM - with the risk that the person in line behind you is eyeing your secret four-digit number - you enter your secret PIN into the Emue card's keypad (close to the vest, so to speak) to generate a one-time-passcode for use in that transaction.

With Emue cards, consumers would never have to key in their PIN numbers into third-party devices, significantly reducing the threat of having that PIN number stolen. The Emue card's capabilities can also be outfitted for other payment devices, such as mobile phones and personal digital assistants.

Co-developed by Innovative Card Technologies and Emue Technologies, the Emue card won both the Judge's Choice and Technical Achievement √Član awards at the International Card Manufacturers Association Expo in October 2007.

The Emue card made its public debut in November at the CARTES & IDentification tradeshow in Paris.

Innovative Card Technologies

Emue Technologies

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | Simpay | USAePay | Impact Paysystems | Board Studios