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"Inovio offers integrations to over 40 different domestic and international acquirers for merchants that require redundancy
across multiple processors," Garcia continued. "Merchants can utilize our gateway to have a single point of access to all of
their processors and payment data." Garcia indicated HBMS prides themselves on being gateway agnostic and will never
turn away an opportunity based on incompatibility with a gateway. They also want merchants to be confident they can
transact business anytime. "Our clients are constantly transacting business every second of the day, and if they aren't able
to, it's a major problem," Garcia said. "If the transaction can't get through one gateway, our solution rolls it through another
gateway, and everyone's happy."
Easy migration and onboarding
The front-end authorization network and settlement platform at HBMS gives merchants more flexibility and the capability
to leverage online enrollment, electronic applications, and other easy-to-use onboarding functionality, Garcia also noted.
"I'm excited for our agents to be able to utilize some of these tools in the card-not-present space and for the types of
specialty accounts we support," Garcia said. "We're moving forward to make the boarding and application process as
automated as possible." Garcia indicated HBMS aims for an activation process without delay. "Everything we've done is
designed to make sure the activation timeline is as short as possible," he said. "From the time we get a signature, we want
to move the information as quickly as possible to get the account approved."
Become an HBMS selling partner

If you're interested in learning more about how to help your clients with integrated payment solutions, and the HBMS
boarding process, please visit www.hbms.com or contact the team directly at 877-387-5642.

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