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Spotlight Innovators

liaswire®, Inc., is a leading payments tech-
nology provider of highly advanced, secure
and reliable transaction processing solutions.
A Aliaswire’s unparalleled, intelligent pro-
cessing platforms and intellectual property continu-
ously evolve and scale to meet changing market demands
across multiple verticals. An industry-recognized innova-
tor, Aliaswire provides multi-tenant payment processing
capabilities to the market through a growing network of
channel partners and resellers including financial institu-
tions, Fortune 500 companies, payment networks.

What’s New:
Boost Residuals, Retain and Attract

Merchants with PayVus® by Aliaswire

f your merchants are complaining about credit card fees, it's time to change the conversation. PayVus® by Aliaswire,
Inc. can offset the cost of credit card acceptance by using Interchange revenue to reduce Interchange cost. Unlike
"cash discounting" and "surcharging," which just passes merchant processing fees to cardholders, the revolutionary
I PayVus business credit card delivers a world of value to your merchants that increases with every use. Merchants
and acquirers tend to think of credit card Interchange as a fixed cost. PayVus has changed that paradigm by replacing
Interchange costs with Interchange revenue streams. PayVus transforms the way ISOs and merchant level salespeople
(MLSs) think about credit card processing.

By moving Interchange from the loss to profit column on a merchant's balance sheet, PayVus changes merchant/processor
relationships. Merchants no longer see their processors as vendors, but instead, as true business partners who deliver
value and fast access to working capital.
Here's how it works

The PayVus platform combines your merchant acquiring with the PayVus World Mastercard business credit card. PayVus
resellers (MLSs, ISOs and Acquirers) can provide business credit cards to merchants, without issuing risk, and receive
substantial recurring residuals based on their merchants' spending. These revenue streams are paid on top of regular
residuals from existing merchant portfolios. The system works with any processing system or acquirer.

When merchants batch out at the end of a day or shift, PayVus splits the daily settlement between the PayVus business
credit card and the merchant's regular bank account. Funds deposited to the business credit card are posted as a credit
balance and are available for immediate use. ISOs and acquirers earn residuals on funds deposited to the card. The
PayVus platform maintains a complete record of funds settlement and revenue share for all participants. Enrolled ISOs
and agents who earn acquiring and issuing revenue can double their income.
Value and innovation

PayVus is a unique, patented processing solution that delivers new residual streams and a competitive advantage across
the entire payments value chain, benefiting ISOs, acquirers, MLSs, ISVs / VARs and merchants.

The PayVus platform is designed to facilitate strong merchant and processor relationships while reducing churn and
increasing ISO and acquirer revenue. Participating ISOs, acquirers, and MLSs are putting the platform to good use in
numerous ways. Here are some examples:
• Sell at or below Interchange: If you choose to apply your PayVus residuals against your merchant processing fees,
you can sell at or below Interchange.
• Provide leading-edge security: The PayVus platform is PCI DSS-compliant and uses the latest, most up-to-date
information security standards.
• Provide comprehensive support: PayVus provides program management, detailed transaction data, and revenue
share reporting and personalized support throughout the life of the program.

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