The future of merchant sales is a hot topic in payments, especially at the start of a new calendar year. And software integrations that address specific merchant pain points—chargebacks and data security, for example—are perennially among the top solutions seen as central to the industry going forward.

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Buy now, pay later (BNPL) is all the rage with consumers. An article in Forbes magazine at the height of the year-end holiday shopping season reported consumers were using BNPL loans "for everything from groceries and dining out to travel, technology and home décor." Fast growing BNPL companies, like Klarna and Affirm were bracing for records, driving $18.5 billion in online spend, a 11.4 percent increase over 2023, Forbes reported.

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From creative spins on classic game shows to leadership announcements and forward-looking insights, there’s no shortage of innovation and expertise, and even a little fun, driving the conversation among payments professionals. This sampling showcases a diverse, dynamic energy shaping the future of payments and financial technology.

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The Green Sheet Inc. hereby retracts in full the story "Jury awards $8 million to ISO snookered by unscrupulous lender," previously published under News From the Wire on Nov. 8, 2024. This is because Griffin Partners LLP, attorneys for Sabin Burrell, John Hynes, Capital Managers LLC and Eventus Holdings LLC, informed us of various inaccuracies. We apologize for any inconvenience or harm this story may have caused.

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RTP, the real-time payments network operated by The Clearing House, is going great guns, although in raw numbers it still has plenty of room for growth. TCH reported that at $246 billion the value of payments processed through the network jumped 94 percent in 2024 compared to 2023, while the volume of payments surged 38 percent to 343 million transactions.

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It's official. X (the social media platform previously known as Twitter) is set to enter the payments space. In the waning hours of 2024 X CEO Linda Yaccarino took to the platform to announce the launch of X Payments in 2025.

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In the fast-paced, competitive payments industry, businesses must strike a balance between addressing immediate customer needs and planning for long-term growth. In this Q&A Jenn Reichenbacher, chief marketing officer at Stax Payments, shares her insights on navigating this landscape—from leveraging AI-driven tools to enhance marketing efficiency to maintaining trust and authenticity in customer relationships.

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