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Updated: Monday, October 20, 2014

Does Apple Pay debut usher in new era of banking?

Today, Apple Inc. went live with its much anticipated mobile wallet scheme, Apple Pay, in conjunction with the launch of an update to its mobile operating system, iOS 8.1. The tech giant's near field communication (NFC) -enabled mobile payment solution has been praised for its seamless consumer experience, its Touch ID biometric authentication technology, and its in-app functionality, which could render the traditional POS obsolete. But is the end game for Apple Pay that it allows Apple to become its own digital bank?

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