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We keep coming up with new ways to access money without having to enter a bank. Total Pay Management Inc., a California-based payroll-processing company, is offering Goleta National Bank's Electronic Paycheck card.

With the card, employers can pay their workers electronically, regardless of whether the employee has a banking relationship or not, by providing the workers with access to ATM and point-of-sale networks to access their cash. Currently, Lucky Stores, Inc., accepts the card in its 224 Southern California stores where customers can use the card for purchases and receive cash back, free of transaction charges.

Electronic Paycheck LLC, the bank's subsidiary, will provide support for the services. For more information about the card contact Goleta National Bank at (805) 692-5821.

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