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Account Truncation With Manual Receipts

Product: Truncating Sales Drafts
Company: CardWare International

Card account number truncation has come to be standard fare. Per card Association regulations and state and federal legislation, the first 12 of the 16 numbers of a cardholder's account should not appear on customer copies of electronically printed credit and debit card receipts.

However, the language in these rules did a curious thing. It omitted mandatory truncation on credit card receipts generated from manual card imprinters, also known as knuckle busters. And manual imprinters are still being used ... more often than many people would think.

Smaller "mom and pop" merchants tend to use them; merchants with electronic POS terminals also rely on them when the equipment or connection fails. For receipts generated in these instances, customers walk away with a piece of paper that exposes all their credit card information.

CardWare International offers special sales drafts that prevent the cardholder's name, expiration date and all but the last four digits of the account number from being printed on the customer's copy of a receipt generated by a manual imprinter.

Merchants do not need a special device, either. The solution is simple: There is no ink in the space on the paper where this information usually would appear on the customer's receipt.

CardWare wants ISOs and merchant level salespeople to remind their merchants that the best method of keeping sensitive information like this secure is not to print or write it anywhere that is at risk of exposure to the wrong people.

CardWare International
800-284-1313
E-mail: orders@13-ing.com

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