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Check Image Police Are on Duty

Product: Image Inspector software
Company: Carreker Corp.

Banks and check services companies are anxiously awaiting the outcome of Check 21 legislation, a bill (Check Truncation Act of 2003) currently pending in Congress that would allow banks to exchange checks electronically (see Page 1 of this issue for more details). An important step in check truncation is check imaging, but if the image is not of high quality, the process fails.

Carreker Corp. has released a software application called Image Inspector (part of its Quality Assurance solution) that locates inferior check images and improves them, if possible, during the exchange of check images among banks and image archive providers.

The application uses image recognition technology and the company's own detection algorithms to analyze captured checks and then flag and repair suspicious items.

Image Inspector will mark images with the following defects: missing or unreadable payee lines and amounts, missing segments (for example, the back of a check), unreadable images, images that are too dark or too light, and bad tracking numbers.

The system works to repair faulty check images by tracking the location of the original document, allowing the operator to rescan the check on better equipment and rework the image to achieve the desired result.

Image Inspector has an open architecture, which allows it to inspect check images from any image capture system. It also runs on standard Windows operating systems.

This initial release of the product handles images that are captured via ATM's CPCS (Common Part Convergence Sublayer) or stored in Carreker's central image database.

Carreker Corp.
4055 Valley View Lane, Suite 1000
Dallas, TX 75244

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