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ACI Worldwide's New Engine

A CI Worldwide, the software company that pioneered electronic payment systems over the last quarter-century, recently launched a new-generation software engine for real-time processing of consumer payment transactions on the IBM eServer z900 and S/390 mainframes.

The ACI Enterprise Payment System (EPS) provides application software to acquire and authenticate, route, switch and authorize transactions regardless of the channel in which they originate.

Customers in many industries, such as finance, retail, telecommunications and data processing, can use the EPS to process transactions from any end point, including Internet shopping networks, mobile commerce, Web ATM and home-banking systems.

EPS operates on the IBM eServer z900 and S/390 operating systems, z/OS and OS/390, and will be offered through a global strategic sales and marketing alliance formed between IBM and ACI.

Through the agreement, ACI supports the IBM Framework for e-business and has embraced the Framework as its underlying technology for delivery of e- business solutions on IBM platforms.

"Electronic payments are becoming more widely accepted by consumers while also being recognized as an increasingly complex infrastructure problem for companies," said Kate O'Neil, general manager, IBM Global Financial Markets Infrastructure.

"ACI's EPS offers a powerful and scalable solution to help companies build a cost-efficient and flexible e-payments system."

Every second of every day, consumers are initiating electronic payment transactions - getting cash at ATMs, using debit and credit cards to make purchases in stores and on the Internet, banking by phone and PC, paying bills online. Twenty billion times a year, ACI software is used to process these transactions.

For more information on ACI, visit www.aciworldwide.com.