Article published in Issue Number: 070502Fort Knox for merchant dataProduct: CardVault They often hear the mantra not to store track data. But certain merchants would like to have short-term access to some cardholder data without putting themselves at risk of violating the Payment Card Industry (PCI) Data Security Standard. One solution to their data-storage risks is to secure the information off-site. Working with CardVault from 3Delta Systems Inc., businesses that accept and process card payments remove customer data from their internal systems. Then CardVault stores the data at 3DSI's secure, PCI-compliant processing centers. Users submit cardholder and protected private data to the company's payment processing network, where it is encrypted and stored. Thereafter, a reference key for the data is maintained by the merchant. The key is used to initiate a card transaction or access data. Because CardVault employs both real-time and file-based transaction interfaces, it supports call center, e-commerce and mail/fax order fulfillment operations. The system enables organizations to protect their databases from threats aimed at stealing confidential customer information, according to the company. 3Delta Systems Inc. |
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